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YOU ARE IN GOOD HANDS

55% of my closed transactions are First Time Buyer's J

Do-It-Yourself MLS Search

 www.homes.com

 

STOP FORECLOSURE NOW

Don't delay...

List your home today!

  • Upside down in your home?
  • Need to sell?
  • Behind on payments?
  • Stressed AND depressed?
  • Need options & answers?

Here's what you need to know:

  • A Short Sale is a Bank Settlement of Your Mortgage
  • Your Lender pays Realtor® commissions, taxes, liens and closing costs, etc...not you
  • Your Credit Score is your most valuable personal asset...protect it at all costs!

J

  • A Foreclosure Judgement is the death of your Credit Score for the next 10 years...
  • after foreclosure, if property was not your homestead, a lender may sue you for a deficiency judgement on junior mortgages, and...
  • your lender may issue a 1099-MISC Income for their written off loss leaving you liable for the difference in taxable income
  • Everyone Loses! 

L

SAVE YOUR CREDIT SCORE

LIST YOUR HOME TODAY! 

  • Don't let the bank take your pride and leave you and your loved ones financially ruined!

Middle Class America is being bankrupted before our eyes...

I urge you to take action now!

 

I am a short sale & foreclosure expert.

I've facilitated many short sales and the process is simple if you have:

TIME & PATIENCE:

It usually takes 3-6 months waiting for lender approval, denial or counter-offer.

Short Sale:   What is this?

Short Sale properties are typically pre-foreclosures, usually due to some form of hardship on the seller.

For Buyer's and Seller's the process can be very frustrating, but rewarding, if an offer is accepted.

To assess your liability, I suggest consulting with a real estate attorney and/or a tax professional.

 

 

 

                     

Care Bellamy
 
Realtor®
Mortgage Broker,
Credit Educator
  
 
Your Own Personal
Home Tour Guide!

I care about my clients and serve them with heart. 




Oviedo, Florida
76° Overcast

My Pledge To You...

I care about clients and strive to make all my transactions simplistic and stress-free.

 BUYER'S & SELLER'S

THIS COULD BE YOU!

 Check all of your credit reports with the major reporting agencies:

Equifax, TransUnion & Experian

 www.annualcreditreport.com

where you can review each free report and make disputes necessary.

Damaged Credit?  Restore it! 

www.icareaboutcredit.com

 Credit education and restoration with a money back guarantee
for only $399
 

Any buyer that signs up for my credit restoration service will receive a rebate after their new home closing of $250

I  Referrals!

If you refer me to a new client and that results in a signed service contract, I will "Thank You" with a gift card.

CHECK HOME VALUES

www.eppraisal.com

 DO YOU NEED
DOWN PAYMENT ASSISTANCE?

I am an expert in down payment assistance!

 Contact me for SHIP Programs and Florida Bond Programs by city/county or click on these helpful links:

(Eligibility required)

www.cityoforlando.net/housing

www.orangecountyfl.net/housing

www.seminolecountyfl.gov/commsrvs

www.mfhp.org/volusia.php

www.floridahousing.org

Office Information

Carolyn (Care) Bellamy, Agent/Realtor®
(407) 709-8942 Email

Charles Rutenberg Realty

933 Lee Road, Suite 300
Orlando, FL 32810
Phone: (407) 709-8942
Fax: (407) 349-5518
View MapEmail Office



Weekly Mortgage Rates
Freddie Mac National Averages
 30 Yr Fixed  4.36%
 15 Yr Fixed  3.86%
 5 Yr Fixed  3.56%
 1 Yr Fixed  3.52%


 TOP 100 BEST USA TOWNS

OVIEDO, FLORIDA RANKS # 100

Oviedo's old country, small town charm embraces a modern urban lifestyle,

with chickens, plentiful jobs, parks, recreation areas, restaurants,

shopping centers, ammenties and "A" rated schools.

 I love Oviedo & Seminole County Public Schools! 

Oviedo

WINNER
Top 100 rank: 100
Population: 30,800
Compare Oviedo to Top 10 Best Places
Less than half an hour from Orlando, this town offers a quirky but comfortable vibe. One popular restaurant here, Townhouse, is as famed for the chickens that stroll around as its all-American food.

Oviedo is serious about development; it's adding 50 acres of residential and commercial property, a project that will be completed by 2015. Big-name employers such as Lockheed Martin and Sieman Westinghouse have cushioned the local economy.

Is Oviedo a great town, or what? 

Lake Mary also made the list, ranked at #96.

 Go to www.money.com to see what other USA towns made the 2009 list.
 

 

 *You must mention you saw this ad here to qualify for 1.5% rebate

 

 

US Stimulus 2009 Tax Refund $8,000 for First-Time Home Buyers

$6,500 for continuously residency repeat Home Buyers

Talk to a tax professional for advice or view the IRS website for more information: 

WWW.IRS.GOV

Internal Revenue Service · 1111 Constitution Ave. N.W. · Washington DC 20535 · 800-439-1420

    Serving the Central Florida Real Estate Market   

 


  • Buying a Home? I'll take the time to listen to your needs and desires, and find your dream home. Your total satisfaction is my number one priority.

  • Selling a Home? I will get your home sold for top dollar and in a timely manner. My online and offline marketing programs will give you the edge you need to sell your home. I don't want to just list your home, I want to sell it! Fast!

  • Relocating to the Central Florida Area? If you are moving to my area, I can assist you in collecting the information you need, and make your transition as smooth as possible. Feel free to contact me for home finding assistance and area information. 

 

Thank you for visiting my site. Please bookmark it, and visit it often. I look forward to hearing from you.

Sincerely,    

Care Bellamy,

Your Personal Home Tour Guide, REALTOR®, Credit Educator & Mortgage Broker

Working hard everyday because I really do care.

 

TOP 20 SALES LEADER

Mid-Florida REALTOR®'s Association in 2008 & 2009

   ( 20% of agents do 80% of business )


First Time Home Buyer & Down Payment Assistance Expert!

Certified REALTOR® by Florida Housing in 2007 & 2009

Support Homeownership For All


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